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Calm Sea

Rethinking Mortgages.
Creating Opportunities.

FutureWave Finance stands as a trailblazing minority-owned correspondent lender in the United States. 

Correspondent Solutions

FutureWave Finance focuses on bringing to market a unique suite of products designed with correspondent sellers in mind, and will buy loans both from your pipeline and your portfolio, to drive the next wave of growth in mortgage lending. 

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We serve as a national, credible correspondent lender to small banks, credit unions, CDFIs and mortgage banks so they can gain access to capital markets and grow their residential mortgage lending business. FutureWave has the infrastructure and knowledge to enable correspondent sellers to reach significant scale in mortgage lending.

Small Banks

Credit
Unions

CDFIs

Mortgage
Banks

Our 
Products

At FutureWave Finance, we don't just envision change; we actively drive it.

Join us on this transformative journey towards a brighter future in mortgage lending.

We offer a comprehensive suite of products in addition to conventional and government agency loans, to create a unique suite of mortgage loan solutions.

Home

Agency

Products

Home Exterior

Specialty

Products

Home Deck

Growth

Products

Transforming Finance with
Adaptability and Agility

Founded by seasoned industry executives, we've established ourselves as a formidable force in the financial world. Our unique blend of scale and expertise enables us to deliver outstanding results, while our nimbleness allows us to catalyze robust growth in untapped markets.

Stephen Thomas in Downtown Chicago

Transparent Fee Structure

Unlike others, we do not burden our correspondent clients with unnecessary "junk" fees, instead we focus on ensuring transparent, cost-effective partnerships.

Tailored Program Development

We specialize in crafting personalized flow and bulk sale programs in collaboration with our sellers, of ALL sizes, adapting to their unique needs and objectives.

Versatile Servicing Solutions

Choose from our three comprehensive servicing options to suit your business strategy:

Servicing-Retained

Nurture and grow your borrower relationships by retaining servicing in-house, giving you complete control.

Servicing-Released

Hand over the servicing responsibilities to us, allowing you to concentrate on what you excel at – lending.

Sub-Servicing 

Entrust us with the efficient management of your loans while you focus on your core lending activities.

FutureWave Finance Logo White
We are an Equal Housing Opportunity firm.

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Contact

Tel: (844) 238 - 5171

425 S Financial Pl, Ste 2000.
Chicago, Il 60605

© FutureWave Finance, LLC All rights reserved. FutureWave Finance, LLC (“FutureWave”) is not a mortgage lender or mortgage broker. FutureWave purchases and sells mortgage loans secured by real properties located in the states of Al, AK, AR, CO, CT, DE, DC, HI, ID, IN, LA, ME, MD, MA, MI, MO, MT, NV, NH, NJ, NM, NY, ND, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, and WY.  
All business purpose loans secured by real property in CA, FL, GA, IA, KS, MN, NV, OR, and SD are purchased and sold by Fay Servicing, LLC, NMLS ID No. 88244. All owner-occupied residence loans secured by real property in CA, FL, GA, IL, IA, KS, KY, MS, NE, OR, SD, WI, and WV are purchased and sold by Fay Servicing, LLC, NMLS ID No. 88244.
Please visit https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/88244 for licensing information. Loans secured by real properties in all states are serviced by Fay Servicing, LLC.

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